Your Passport to Financial Security

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Why do you need a DiploBudget?

Living as an ex-pat comes with unique opportunities and challenges. A solid financial foundation helps you take advantage of the adventures of living overseas and alleviates the stress.

As a certified YNAB coach, I am an expert in helping you create a budget that will work for your life as an ex-pat. So go on that trip and experience all this crazy life has to offer. Don't worry; the bills will be covered!

Smart Budgeting by Using a Calculator and Saving

DiploBudget's Services

As your YNAB coach, I'll be with you every step of the way as we set up your new budget and you learn how to take control of your financial future.

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Take Control of Your Cashflow

Let's look at where you are spending your money and work towards being more intentional and reaching your goals.

Plan for

Big Expenses

Home leave on your horizon? We will make a plan now for big expenses and get you off of the financial roller coaster.

Reduce Debt and Increase Savings

Are you carrying debt? We

will strategize a debt paydown plan for credit cards,

student loans, etc.



Heather recommended YNAB to me and helped me set up my budget. She patiently guided me through the first few months and answered all my questions. Using YNAB changed my life

for the better.

Annie and Jason

YNAB seriously saved us and has put us ahead of the curve financially and keeps us honest as a couple where we spend money. It is the best.


Travel is a huge priority for me. Heather and I strategized to make sure I could have epic adventures while still keeping the lights on!


YNAB is the best method and tool for creating and maintaining your DiploBudget overseas and at home. YNAB helps you make decisions about the money you have right now and what it needs to do, uses robust targets to plan for your expenses and goals, and provides insightful reports about where your money went to make informed decisions.

YNAB’s flexibility works with multiple currencies, shifts in exchange rates, variable income, and unexpected expenses (evacuation from post, anyone?). I will share the proven methods I have discovered for using YNAB while serving at an overseas post and back in the United States.

My Story

Hi there, I'm Heather! As someone who's always been mindful of my finances, I was surprised to find myself feeling stressed and overwhelmed when my family moved around the world. Juggling multiple currencies, dealing with foreign transaction fees, and facing unexpected expenses unique to our post took a toll on me.

I knew I needed to take control of our financial situation, so I turned to YNAB. And while the first few months were tough as our true financial picture emerged, I soon found myself empowered by the clarity and control that YNAB provides. Instead of paying for past decisions, I started directing our money toward our priorities and goals - and our family gained so much peace around money.

That's why I became a certified YNAB coach - to share my experience using YNAB to budget while in the Foreign Service, living as an ex-pat, teaching internationally, or traveling abroad. Having a solid budget improved my family's financial situation, allowing us to enjoy the adventure and weather the challenges of living abroad. And I'm here to help you have the same experience - let's work together to create a budget that works for your unique lifestyle and goals.

DISCLAIMER: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met the select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB-related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.

Mailing Address

500 Westover Dr. #6687, Sanford, NC 27330

Phone Number

(802) 230 7834

Contact Me

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